Plumbing guide

Plumbing and Homeowners Insurance

General preparation guidance for documenting plumbing damage and discussing coverage with an insurer.

What to know

Insurance coverage depends on the policy, cause and timing of damage, maintenance history, exclusions, and documentation.

An independent plumbing provider can address the plumbing issue. The insurer or a licensed insurance professional should answer coverage questions.

One call is the next step

Describe the service need and location. Where service is available, you can discuss the problem and possible next steps with a plumbing professional.

Calling does not require you to hire. Ask about qualifications, scope, timing, and price before deciding.